Privacy Policy

1. Overview

Your privacy is important to us. This Privacy Policy explains:

  • what information we collect

  • how we use it

  • how we protect it

  • your rights

By using this website, you consent to the practices described here.

2. Information We Collect

A. Information You Provide Voluntarily

When you:

  • fill out a contact form

  • book a consultation

  • subscribe to updates

  • submit questionnaires

we may collect:

  • name

  • email

  • phone number

  • city/province

  • information related to your financial goals or interests

  • any data you voluntarily share

B. Automatically Collected Information

We may collect:

  • IP address

  • browser type

  • device information

  • pages visited

  • time spent on the website

  • referral source

This helps us improve user experience.

3. How We Use Your Information

We may use your information to:

  • respond to inquiries

  • schedule appointments

  • communicate with you about your request

  • send educational resources

  • improve website performance

  • personalize your experience

We do NOT sell, trade, rent, or share your information with third parties for marketing.

4. Cookies & Tracking Technologies

Cookies may be used to enhance your browsing experience.
You may disable cookies in your browser settings, but some features may not function properly.

5. Data Protection Measures

We take reasonable steps to safeguard your data, including:

  • encrypted communication where available

  • restricted access

  • secure storage methods

However, no online system is 100% secure.
You assume some risk when transmitting information online.

6. Third-Party Services

If we use third-party booking, CRM, or email tools, those services may process your data according to their own privacy policies.
We are not responsible for their practices.

7. Your Rights

You may request:

  • access to the personal data we hold

  • correction of inaccuracies

  • deletion of your information (where legally applicable)

To exercise your rights, contact us using the information on the website.

8. Children’s Privacy

This website is not intended for individuals under 18.
We do not knowingly collect data from minors.

9. Data Retention

We retain personal information only as long as necessary to:

  • fulfill your requests

  • comply with legal requirements

  • maintain business records

10. Updates to This Policy

We may update this Privacy Policy as needed.
Changes take effect immediately when posted.

11. Contact Information

If you have questions regarding these policies or your data rights, please contact the website owner using the email or contact form provided on the website.