TERMS & CONDITIONS

1. Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms & Conditions and all applicable laws. If you do not agree, you must discontinue use immediately.

2. Educational Purpose Only

The content provided on this website is for general informational and educational purposes only.
Nothing on this site:

constitutes financial, legal, tax, or investment advice
replaces advice from a licensed professional
is intended to promote a specific financial product

All decisions about financial products or strategies should be made after consulting with a licensed professional who understands your personal situation.

3. No Guarantees or Promises

This website does not guarantee any:

financial outcomes
performance results
tax advantages
investment returns
suitability of any strategy

All concepts discussed are general in nature and may not apply to every individual.

4. User Responsibilities

You agree that:

any information you provide is accurate and complete
you will not misuse or exploit the website
you will not attempt to access restricted areas without authorization

You are solely responsible for how you use any information obtained from this site.

5. Consultations & Booking

Consultations booked through this website are for educational discussions only.
A consultation does not create a professional-client relationship unless explicitly stated and agreed upon separately.

6. External Links

This website may contain links to third-party sites.
We do not control or endorse any external content and are not responsible for:

accuracy
availability
security
privacy practices

of third-party websites.

7. Intellectual Property

All content, including text, graphics, logos, videos, and materials, is the property of this website owner unless otherwise stated.
You may not copy, republish, redistribute, or exploit any content without written permission.